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Response to the Interim Report of the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry

CCLSWA is pleased to have received contributions and endorsement from our WA CLC peak body, Community Legal Centres Association (WA) Inc; the peak body for financial counsellors, the Financial Counsellors’ Association of Western Australia; and Financial Counselling Network to our Response to the Banking Royal Commission’s Interim Report.

Our submission draws upon our experiences and incorporates case studies with emphasis on:

  • Consumer Lending: duties and obligations of intermediaries; Financial Service Entities’ responsible lending obligations and verification of consumer expenses; Add-on Insurance; and Lenders Mortgage Insurance;
  • Small and medium enterprises: Expanding the reach of the NCCP Act; and Guarantees;
  • Regulation and the regulators: The resourcing and remit of ASIC.

Read our full response here.






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