CCLSWA welcomed the opportunity to comment on the second tranche of the proposed Credit Reporting Code (CR Code) Variations and is pleased to have contributed to a joint submission prepared by the Financial Rights Legal Centre in consultation with the Consumer Action Law Centre and the Australian Privacy Foundation.
The submission includes recommendations regarding:
- the conduct of Credit Reporting Bodies (CRBs) with regard to direct marketing practices;
- information available on free credit reports;
- protections for victims of fraud; and
- the use of repayment history information on credit reports
To read the full submission, including real-life case studies and our public interest argument for CRBs to take a pro-active approach to ensuring that credit reporting information is up to date and accurate, click here.