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Trending Online Resources

While Each type of dispute may vary, these are the top 3 most common resources we provide to resolve a variety of financial matters. Clicking a link will open the sheet in a new window.



Flow Charts
  • Postponement Request Flow Chart
  • Hardship Variation Flow Chart



Auto Letters
  • Sample Hardship Variation Letter
  • Letter to Lender or Debt Collector requesting documents
  • Letter to request Chargeback
  • Letter of complaint to a debt collector
  • Letter to debt collector that has not provided documents



Fact Sheets
  • Default Notices Fact Sheet
  • Court Documents
  • Debt collection issues and complaints fact sheet



Step by step guides
  • Step by Step Guide to Giving a Hardship Notice on or after 1 March 2013
  • Step by Step Guide to Applying for a Hardship Variation before 1 March 2013
  • How to Apply for a Hardship Variation



Forms
  • Memorandum of Appearance
  • Free Credit File Form


Flow Charts
  • Postponement Request Flow Chart
  • Hardship Variation Flow Chart



Auto Letters

  • Sample Hardship Variation Letter
  • Letter to Lender or Debt Collector requesting documents
  • Letter to request Chargeback



Fact Sheets
  • Default Notices Fact Sheet
  • Court Documents
  • Debt collection issues and complaints fact sheet



Step by step guides
  • Step by Step Guide to Giving a Hardship Notice on or after 1 March 2013
  • Step by Step Guide to Applying for a Hardship Variation before 1 March 2013
  • How to Apply for a Hardship Variation



Forms
  • Memorandum of Appearance
  • Free Credit File Form


Flow Charts
  • Postponement Request Flow Chart
  • Hardship Variation Flow Chart



Auto Letters
  • Sample Hardship Variation Letter
  • Letter to Lender or Debt Collector requesting documents
  • Letter to request Chargeback
  • Letter of complaint to a debt collector
  • Letter to debt collector that has not provided documents



Fact Sheets
  • Default Notices Fact Sheet
  • Court Documents
  • Debt collection issues and complaints fact sheet



Step by step guides
  • Step by Step Guide to Giving a Hardship Notice on or after 1 March 2013
  • Step by Step Guide to Applying for a Hardship Variation before 1 March 2013
  • How to Apply for a Hardship Variation



Forms
  • Memorandum of Appearance
  • Free Credit File Form



Flow Charts
  • Postponement Request Flow Chart
  • Hardship Variation Flow Chart


Auto Letters
  • Sample Hardship Variation Letter
  • Letter to Lender or Debt Collector requesting documents
  • Letter to request Chargeback
  • Letter of complaint to a debt collector
  • Letter to debt collector that has not provided documents


Fact Sheets
  • Default Notices Fact Sheet
  • Court Documents
  • Debt collection issues and complaints fact sheet


Step by step guides
  • Step by Step Guide to Giving a Hardship Notice on or after 1 March 2013
  • Step by Step Guide to Applying for a Hardship Variation before 1 March 2013
  • How to Apply for a Hardship Variation


Form
  • Memorandum of Appearance
  • Free Credit File Form

About Us

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  • Objectives of CCLSWA
  • Volunteers

Get Advice

  • Hardship
  • Home Loans
  • Credit Cards
  • Reposessions
  • More Info...

Recent News

  • Joint Consumer Submission to Treasury: Regulating BNPL Options paper
  • AFIA BNPL Code Review
  • The Shield: December 2022
  • The Shield: September 2022

Contact Us

Telephone:

(08) 9221 7066

– 9:00am – 4:00pm

Fax: (08) 9221 7088

Email: cclswa@cclswa.org.au


More Info...

© Copyright 2014 Consumer Credit Legal Service (WA) Inc | Privacy Statement

  • About
    • CCLSWA Supporters
    • About CCLSWA
    • Mission Vision and Values
    • Objectives of CCLSWA
    • Education and Training
    • Youth Education
    • Volunteering
    • Employment
    • Achievements
    • Staff Profiles
    • Board
  • Advice
    • Hardship Variation
    • Home Loans
    • Credit Cards
    • Motor Vehicles
    • Repossessions
    • Debt Collectors
    • Credit Files
    • Consumer leases
    • Financial Counsellors
    • Australian Consumer Law (ACL)
    • Telcos
    • Internet Banking Transactions
    • Payday Loans
  • Resources
    • Auto Letters
    • Fact Sheets
    • Videos
    • Infographics
  • News
    • Newsletters
    • Law Reform
    • Case Studies
    • Radio Show: Heritage FM
    • Radio Show: Noongar Radio
    • Publications
  • Contact
    • Other Organisations